Welcome to Smart Money Guides' website. By accessing our website, using our services, or engaging with our advertisements, you agree to comply with these Terms of Use. If you do not agree to these terms, please do not use our website or services.
1. Acceptance of Terms
These Terms of Use govern your use of our website, advertisements, and lead generation services. By using our website, submitting information, or engaging with our ads, you acknowledge that you have read, understood, and agreed to these terms.
2. Services Provided
We are a marketing and lead generation company that helps connect consumers with mortgage providers, financial service companies, and other third-party clients. We do not directly provide loans, financial products, or mortgage services. Instead, we collect user information through advertising and share it with third-party businesses that may offer relevant services.
By submitting your information, you acknowledge and agree that:
Your information may be shared with third-party clients who may contact you regarding their services.We are not responsible for the terms, policies, or business practices of these third parties. You should review their privacy policies before engaging with them.Submitting your information does not guarantee approval for any financial product or service.
By using our services, you agree that you will not:
Provide false or misleading information.Use our website or services for any unlawful, fraudulent, or malicious purposes.Attempt to gain unauthorized access to our website, systems, or databases.Copy, modify, or distribute any content from our website without permission.
Our website and advertisements may contain links to third-party websites. We do not control or endorse these third parties and are not responsible for their content, policies, or services.
We do not guarantee the accuracy, reliability, or availability of any third-party website or service you access through our platform.
All information provided by us is for marketing and informational purposes only. We do not provide financial, legal, or mortgage advice. Any decisions you make regarding loans or financial services should be based on independent research or consultation with a professional advisor.
We provide all services "as is" and "as available," without warranties of any kind, express or implied. We do not guarantee:
The accuracy or completeness of any content on our website.That our website or advertisements will be free of errors, viruses, or interruptions.That interactions with third-party service providers will result in successful financial transactions.
7. Limitation of Liability
To the fullest extent permitted by law, we and our affiliates, employees, and partners shall not be liable for any direct, indirect, incidental, or consequential damages resulting from:
Your use of (or inability to use) our website or services.Errors or inaccuracies in third-party information or services.Unauthorized access to or use of your personal information.
If you are dissatisfied with our website or services, your sole remedy is to discontinue using them.
You agree to indemnify, defend, and hold harmless us, our employees, affiliates, and partners from any claims, damages, or losses arising from:
Your use of our services.Your violation of these Terms of Use.Any disputes between you and third-party service providers.
9. Changes to These Terms
We reserve the right to update or modify these Terms of Use at any time. Changes will be posted on this page, and your continued use of our website or services constitutes acceptance of the revised terms.
10. Governing Law & Dispute Resolution
These Terms of Use are governed by the laws of [Province/State, Country]. Any disputes arising from these terms shall be resolved through [binding arbitration / mediation] in [Jurisdiction], except where prohibited by law.
11. Contact Us
If you have any questions about these Terms of Use, contact us at: support@smartmoneyguides.ca